P
PayU Finance
Business Analyst
Fin Tech
Financial Services
B2B
B2C
50-200 Employees
Product
Product
Internet
Software
3y - 7y
(Competitive pay)
Bengaluru/ Bangalore, Mumbai
R, Python, SAS, Business Analysis, SQL
Role
Company
Job Description
What you'll do:
- Perform diagnostic and predictive analytics to help create a portfolio segmentation strategy
- considering, among others, macroeconomic environment, industry and micro-industry
- concentrations, product, lifetime value, usage, risk appetite, geography, seasoning, term, credit
- performance, etc.
- Influence, monitor, and assess impacts to Family Capital Funding’s portfolio as a result of pricing,
- product, acquisition strategy, underwriting policy, fraud detection, and portfolio monitoring and
- collections.
- Create predictive early detection credit deterioration capabilities using internal and external
- performance data.
- Investigate, create, implement and validate various risk and financial forecasts using complex data
- including cohort and time series analysis of loan balances, revenue performance, net income
- performance, portfolio dynamics, etc. and ensure an enterprise wide consistency in estimations.
- Interface with Acquisition, Pricing, Product, Marketing, Finance, and Operations teams to help build
- relationships, set goals and track operations performance, providing an actionable feedback loop as
- it relates to portfolio performance across key Family Capital Funding metrics.
- Ensure sound credit control by taking a pro-active approach to risk management within the risk guidelines of Family Capital Funding.
- Demonstrate governance, control and risk management behaviours in alignment with Family Capital Funding policies and practices. Document all new processes per Enterprise policy
- Assist with developing and enhancing credit structuring/packaging and risk assessment capabilities to identify and maintain good business opportunities with new and existing clients.
- Perform detailed analysis and interpret information to make recommendations to Senior Management on critical strategies including non-standard and ad-hoc requests as determined by management.
- Ensure the timely and effective communication of forecasting results & variance drivers; anticipating potential needs in an effort to establish and maintain good working relationships with key business stakeholders.
What makes you a great fit:
- Undergraduate degree in Economics, Engineering, or Mathematics
- 2 to 5 years of related experience in a Business Analytics, Finance, Strategy, or Product functional area
- Excellent business judgment and risk assessment as demonstrated by previous work or academic experience in an analytic role related to economic or business analysis
- Strong Analytical and Problem-Solving Skills as demonstrated by previous experience in developing creative solutions to business strategy, technological, and operational problems
- Excellent SQL and analytic programming skills (R, Python, SAS, Excel), willingness to work closely with large data sets and get into the details with business processes
- Knowledge and experience with statistical concepts and financial analytics (break-even analysis, NPV estimation, downside risk assessment)
- Desire to help small businesses by eliminating inefficiencies and excessive costs in the lending business
All about us
PayU Finance
- PayU India is a premier startup working hard to eradicate problems of convenience, confidence and success rates in electronic payments in India.
- We believe in and pride ourselves on our ability to innovate on product, deliver exceptional merchant and customer service, maintain consistently best-in-class transaction conversion rates and make transactions as fast and seamless as possible.
- Funded by the USD 45 bn Naspers group - a global giant in multimedia and internet-based commerce
- Headed by IIT + IIM/ISB grads and CA rank-holder with a proven track record of achievement in both start-ups and MNCs such as Yahoo, Adobe and Microsoft
Tech Stack
- Java, Python, JavaScript, Node.js, Android, iOS
Employee count
50-200 Employees
Employment Type
Full Time Job
Company Type
Product
Headquarters
Amsterdam, Netherlands
Our links
https://www.payufin.inFind Popular Jobs on BigShyft.com
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